How to Find the Best 12-Month CD Rates in Plano, TX: March 2011

When it comes to choosing the best CD account in Plano, TX, there are several factors to consider like term length, minimum deposit and most importantly, the interest rate. If you’ve decided on a 12-month CD, it’s important you figure out what the appropriate interest rate for that term length should be in your location.

Of course, you may not have the time and energy to look up all of the rates offered by the banks and credit unions in Plano. That’s why you can come to Plano Banking Rates where that data has already been compiled and presented for you. So with all of the rates information already at your fingertips, the next step is to determine which rates are really good offers.

Average 1 Year CD Rates in Plano, TX

Plano Banking Rates pulls rates data from financial institutions within a 50-mile radius of Plano. That means you currently have a total of 66 CD accounts with a term length of 12 months (one year) to choose from.

Right now, the highest 12-month CD rate we have on record is 2.05% APY, while the lowest is 0% APY. The average of these rates and all others available in and around Plano is 1.27% APY.

So what can you do with this information? As a general rule, you can compare a CD rate offer against the Plano average to gauge how competitive it is. Rates that are around the same as the average or higher are considered good for your area.

You can also view rates for other term lengths, from six months to 2 years, by visiting the Plano CD Rates page.

Related CD Rates Articles

Best Plano Banking Rates

Featured Rate
CIT Bank	1.10% Date: May 14, 2012 View Rate Details
Ally Bank	1.09% Date: May 15, 2012 View Rate Details
Highest Rates Recent Rate Changes
Nizari Progressive Credit Union 2 Year CD Account	1.26% Date: May 11, 2012 View Rate Details
Baptist Credit Union 2 Year CD Account	1.20% Date: May 7, 2012 View Rate Details
Benchmark Bank 2 Year CD Account	1.16% Date: Apr 27, 2012 View Rate Details
Park Cities Bank 2 Year CD Account	1.11% Date: May 4, 2012 View Rate Details
First Command Bank 2 Year CD Account	1.10% Date: May 11, 2012 View Rate Details
EECU 2 Year CD Account	1.10% Date: May 4, 2012 View Rate Details
DATCU Credit Union 12 Month CD Account	0.60% to 0.55% Date: May 16, 2012
Natural Resources Conservation Serv Federal Credit Union 12 Month CD Account	0.50% to 0.40% Date: May 11, 2012
Qualtrust Credit Union 12 Month CD Account	0.65% to 0.50% Date: May 4, 2012
Park Cities Bank 12 Month CD Account	0.50% to 0.81% Date: May 4, 2012
InTouch Credit Union 12 Month CD Account	0.30% to 0.20% Date: May 4, 2012
Members Credit Union - Cleburne, Texas 12 Month CD Account	0.75% to 0.65% Date: May 2, 2012

See All Banking Rates

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